Interest rates over the last decade and a half have averaged 3.3%. With current interest rates discounted at a whopping 50% of this, the lowest it has been since as far back as 1940 by the way, you may want to know what this means to you. There is no mistaking that these record low rates are a result of the COVID-19 global health and economic crisis. Many think that since the virus itself continues to overstay its welcome, that these interest rates aren’t going away anytime soon either. Unfortunately, I would argue that this is not likely the case.